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About Chris Matlashewski - Information about Chris Matlashewski of Calgary, Airdrie and Okotoks, Alberta Testimonials - Read what Chris Matlashewskis' clients are saying about the real estate marketing and services provided. Quick Response Guarantee - A quick response to your email request for more Alberta home buying & property selling information is guaranteed by Chris Matlashewski. Privacy Guarantee - This Calgary, Airdrie and Okotoks real estate web site will respect your privacy, guaranteed by Chris Matlashewski. No Obligation Guarantee - Chris Matlashewskis' real estate help by email is free & without obligation for Calgary, Airdrie and Okotoks home owners in Alberta. For Real Estate Agents - Let Chris Matlashewski help you with your professional real estate broker and agent needs in the Calgary, Airdrie and Okotoks area. About NUMBER1EXPERTS™ - NUMBER1EXPERTS™ are top real estate professionals, find out more. Contact Information - How to contact Chris Matlashewski. Go to Main Sitemap - Main sitemap sections include Find Calgary, Airdrie and Okotoks Homes, For Home Buyers, For Home Sellers, Calgary, Airdrie and Okotoks Information, Real Estate Resources, and About Chris Matlashewski. 
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First Time Buyers >Affording A Home
Are you getting ready to buy your first home? It is important to know how much you can afford before you begin looking at properties. Talking with a lender and getting pre-approved for a loan puts you in a stronger negotiating position with sellers.
As a rule, your monthly housing costs should not exceed 28% of your monthly pre-tax income. These costs include the mortgage payment, real estate taxes, and insurance. If you have long-term debts, such as student loans or car payments, your monthly payments, including your housing costs, should be less than 36% of your pre-tax monthly income. Some loans, such as VA and FHA loans, are more flexible with these basic guidelines.
Depending on which type of mortgage you select, you can consider houses in various price ranges. An adjustable-rate mortgage will usually enable you to qualify for a higher loan amount. Your real estate agent can help you make the basic calculations. Remember that buying at the top end of your price range gives you more time to outgrow your home, and can save you money over the long term.
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| Q |
What areas are known as the 'silk stocking' districts of this famous city?
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| A |
In Central Park West, Fifth Avenue and Park Avenue in Manhattan, apartments go for $222,610 to $282,709 per room. |
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Chris Matlashewski
Royal LePage Foothills
#200 1016 68 Avenue S.W.
Calgary, AB T2V 4J2
Cell: 403-809-3523
Fax: 403-476-5237
Office: 403-249-4322
chrismatlashewski@NUMBER1EXPERT.com
Are you looking for a second generation real estate agent who has grown up in Calgary? Do you want an agent that is a student of the market place, and has experience in negotiation? Do you want an agent who has a performance guarantee? If so, you have come to the right place!    
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