Great Communicator
Chris always listened and made time to keep me in tune with the market. He is extremely knowlegeable with analytics. He communicated weekly even if there were no showings.
Laura R
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Financing Your Home >Qualifying For A Loan
It is useful for home buyers to understand the difference between loan pre-qualification and pre-approval. Pre-qualification, which in today's marketplace is usually done by mortgage brokers, means working with the buyers to determine how much they can afford and which loans are the most likely to be available to them. Loan pre-qualification can save buyers time and money and can even be a bargaining tool with a seller. However, pre-qualification is not the same as loan "pre-approval". The mortgage broker can often get the buyer a pre-qualification letter, but pre-approval must be issued by the mortgage lender.
Pre-approval means that the lender has definitely committed to loaning the buyer money, once the house itself is approved. Since it is a much stronger pledge, it is a much more valuable negotiating tool. When you hear someone talking about "pre-approval", they are referring to specific acknowlegment by a lender that they are willing to loan the buyer money. The real estate agent can be of assistance in this process.
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Due to low business and living expenses, what areas are considered to be the fastest growing in the country?
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| A |
According to recent studies, the Southern and Western regions of the U.S. are among the nation's strongest economies. |
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Chris Matlashewski Royal LePage Foothills #200 1016 68 Avenue S.W. Calgary, AB T2V 4J2 Cell: 403-809-3523 Fax: 403-476-5237 Office: 403-249-4322 chrismatlashewski@NUMBER1EXPERT.com
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