Lots of Patience
Chris helped me to get focused and exercised alot of patience. Coming from the US. Chris took the time to explain the pros and cons of each neighborhood. He let me digest all the information on my own and helped us buy a great home.
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Financing Your Home >They Said Yes
Applying for a mortgage loan brings out the paranoia in everyone, even those who are most compulsive and consistent about paying their bills on time. Remember that the lender wants your business and will do everything possible to help finalize your home purchase.
There will be nothing to worry about if you have paid your bills more or less on time. If you have a record of late payments but no serious credit problems, you may have to provide the lender with a written explanation of why certain payments were late. The loan approval may depend on whether or not the excuses are reasonable. Your lender can probably help you work things out if your problems are not serious. If your credit problems are serious, it will help to sit down with a lender even before you begin house hunting.
Who is "Freddie Mac", and why is he a big name in real estate?
"Freddie Mac" is the nickname for FHLMC, the Federal Home Loan Mortgage Corporation, which buys mortgages from lending agencies, thus allowing lenders to continually replenish funds for new mortgage loans.
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Royal LePage Foothills
#200 1016 68 Avenue S.W.
Calgary, AB T2V 4J2
Are you looking for a second generation real estate agent who has grown up in Calgary? Do you want an agent that is a studies the market place, and has experience in negotiation? Do you want an agent who has a performance guarantee? If so, you have come to the right place!
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