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If you are ready to explore the possibilty of moving to Chestermere, or any of the other Calgary areas, contact me today!
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Financing Your Home >If You Are Self Employed
There's no question that it could be more difficult for you to get a mortgage loan if you are a free lance viola player than if you are a government accountant. Traditionally, lenders have been more cautious when evaluating loan applications of buyers who are self-employed than people who work for a regular salary.
However, if you are self-employed, there is no reason for you to shy away from applying for a home mortgage loan, especially if your earnings have been in the same field for at least two years. It is a good idea to meet with one or more loan officers before you begin your search. They will probably want to analyze your tax returns for the past 2 or 3 years, keeping in mind that many self employed people can look impoverished on paper, since you can write off some expenses that salaried individuals can not. Try to get pre-approval from the lender, and ask for a letter stating that you have pre-qualified for a loan which your real estate agent can attach to any offer you submit on a home. This will make you more attractive to the sellers.
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What does the abbreviation PITI stand for?
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Principal, Interest, Taxes and Insurance are the four major items included in a monthly mortgage payment. |
 See More Real Estate Trivia > |
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Chris Matlashewski
Royal LePage Foothills
#200 1016 68 Avenue S.W.
Calgary, AB T2V 4J2
Cell: 403-809-3523
Fax: 403-476-5237
chris@chrismat.com
Are you looking for a second generation real estate agent who has grown up in Calgary? Do you want an agent that is a studies the market place, and has experience in negotiation? Do you want an agent who has a performance guarantee? If so, you have come to the right place!    
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